UK Visas

BN(O) Visa UK 2026: Eligibility, Fees (£206 or £285) and Settlement

BN(O) visa 2026 for Hong Kong: who can apply, fees of £206 for 2.5 years or £285 for 5, the health surcharge, and settlement after five years.

Who can apply for the BN(O) visa

You can apply if you are 18 or older and either a British National (Overseas), or the child of a British National (Overseas) born on or after 1 July 1979. A BN(O) child aged 18 or over applies separately from their parent. Your permanent home must be in Hong Kong if you apply from outside the UK, or in the UK, the Channel Islands, the Isle of Man or Hong Kong if you apply from inside it. There is no sponsor and no job offer: you can work, study and run a business.

The two options and the costs

You choose between two years and six months and five years. The longer option costs more at the start because the immigration health surcharge is paid for the whole period, but it avoids a further application and further fees.

Option Visa fee Health surcharge, adult Health surcharge, child
2 years 6 months £206 £2,587.50 £1,940
5 years £285 £5,175 £3,880

You and each family member pay their own fee and surcharge. You may also have to attend an appointment to give your fingerprints and photograph.

Funds

The first time you apply you must show you can support yourself and your family for at least six months in the UK. As a guide, you would need about £2,000 as a single adult, £3,100 as a couple with a child, £4,600 as a couple with three children, and £9,200 as a couple with two parents and two adult children. These funds are separate from the visa fee and the surcharge.

Family members

Your partner, your children under 18 and an adult dependent relative may apply after you, but other family members, such as adult children, must usually apply at the same time. They must meet the same conditions as you. A BN(O) child aged 18 or over, born on or after 1 July 1979, can apply on their own, with their own partner and children.

What you can and cannot do

  • You can work, except as a professional sportsperson or sports coach, and study.
  • You cannot usually claim public funds, though access to benefits is possible if you are destitute or at risk of destitution, and it does not prevent you from settling.

Extending, settling and citizenship

You can extend the visa as many times as you wish. After five years in the UK you can apply for indefinite leave to remain, and about twelve months later, for British citizenship. If you choose the five-year visa and meet the conditions, you can settle without a further extension. See indefinite leave to remain and naturalisation.

Where applications go wrong

The route is straightforward for someone with a valid BN(O) passport. The difficulties are usually proving that an adult child is the child of a BN(O) holder when documents are old or incomplete, showing funds held in several accounts or in another currency, and evidencing a permanent home in Hong Kong. Allow time to assemble them.

How we help

We confirm eligibility for you and your family, advise whether two and a half or five years suits you, prepare the application and the funds evidence, and act when you extend or settle. A consultation costs from £99.

What you must show

  1. I

    BN(O) status

    You are a British National (Overseas), or the child of one, born on or after 1 July 1979.

  2. II

    Age and relationship

    Aged 18 or over, or a family member applying with a status holder.

  3. III

    Funds and accommodation

    Enough to support yourself and somewhere to live.

How it works

  1. 01

    Choose the length

    Two and a half years or five.

  2. 02

    Apply

    Apply online with your BN(O) passport or evidence of status, and pay the fee and the health surcharge.

  3. 03

    Settle and become a citizen

    After five years, apply to settle, and then for citizenship.

Questions we are asked

How much does the BN(O) visa cost?

£206 for two years and six months or £285 for five years, plus the health surcharge of £2,587.50 or £5,175 for an adult and £1,940 or £3,880 for a child.

Who can apply for a BN(O) visa?

Anyone aged 18 or over who is a British National (Overseas), or the child of a BN(O) born on or after 1 July 1979. Family members may apply with them.

How long can I stay on a BN(O) visa?

You choose two years and six months or five years, and can extend as many times as you wish.

When can I settle on the BN(O) route?

After five years in the UK you can apply for indefinite leave to remain, and later for British citizenship.

Can I work on a BN(O) visa?

Yes. You can work, study and run a business without a sponsor, except as a professional sportsperson or sports coach.

Can the adult child of a BN(O) apply separately?

Yes, if they are 18 or over and born on or after 1 July 1979, with their own partner and children.

How much money do I need to show?

Enough to support yourself and your family for six months: about £2,000 for a single adult and £3,100 for a couple with one child.

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Your next step

Speak to an adviser about British National (Overseas) visa

Tell us where you stand and we will tell you what the options are, what each would cost and what to do first. The fee is fixed and agreed before you book.

  • Regulated by the Immigration Advice Authority
  • A lawyer, not a call centre
  • You decide afterwards, with no obligation

This page is general information, not legal advice. The Immigration Rules, fees and waiting times change often, sometimes at short notice. Check the official source, or ask us about your own circumstances, before you act on it.

How we handle it

From first consultation to final decision.

  1. Book an initial consultation

    Initial consultation

    A lawyer maps your best route with you: your options, the risks in each and what each will cost, before you commit to anything.

    Fixed fee from £99
  2. Document preparation

    We tell you exactly what is needed, check every document against the rules and chase what is missing, so that nothing is left to chance.

    Checked by a lawyer
  3. Application filing and tracking

    We prepare and file your application with full legal representation: detailed legal arguments, set out on our official letterhead, in support of you. Then we track it to a decision.

    Fee agreed first
  4. Decision and what follows

    We stay with you after the decision: your next steps and, if it is wrong, your options on review or appeal.

    Ongoing
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